The AI operating system
for motor insurance claims.
File, track, and settle claims 5× faster with AI damage estimation, cashless workshop coordination, and a personal claim manager. Built independently — we work for policyholders, not insurers.
The numbers behind India's fastest-growing claim platform.
Drop a photo. Get a ₹ estimate in seconds.
Powered by Gemini Vision. Try it now — no email, no login, no strings. Just the same AI that reviews real claims for our customers.
Drag & drop your accident photo
JPG or PNG, up to 4.5MB
🔒 Photo processed instantly by AI. Not stored. 5 free tries per hour.
Supporting policyholders insured with
25+ leading insurers across India
Insurance is designed to confuse you.
We built the antidote.
The claim nightmare
Claims stuck for 45+ days in paperwork limbo
Insurers work for themselves, not for you
1 in 4 motor claims gets rejected on technicalities
The AI-native claim platform
AI damage estimator & OCR — instant paperwork
Personal claim manager working 100% for you
5× faster settlements via our network of 12,000+ garages
Four steps. Zero paperwork trauma.
Snap · Upload
Photograph your damaged vehicle from any angle. Upload RC, DL, policy — our OCR extracts every field in seconds.
AI assesses damage
Gemini Vision analyses your photos, classifies severity, and predicts a realistic ₹ settlement band before you file.
Cashless repair
We route you to the nearest partner garage, coordinate the survey, and negotiate the estimate on your behalf.
Settled — fast
Average settlement in 12-15 days vs the industry's 45+. Track every step live in your dashboard, get paid faster.
Built for policyholders, not insurers.
We work for you — not for the insurance company. Independence is our biggest feature.
Dedicated Claim Manager
A personal claim expert assigned from intimation to settlement.
Pan-India Assistance
Anywhere in India — accident help, towing & survey coordination.
Faster Processing
We chase paperwork & approvals so you don't. Significant time saved.
Cashless Workshop Network
12,000+ partner garages with zero out-of-pocket repair coordination.
Transparent Tracking
Real-time claim status, timeline, and document approvals — always on.
Expert Guidance
20+ years of motor insurance know-how working for you.
Power your fleet claims
with AI infrastructure.
Ola, Rapido-style fleets, corporate car pools, and rentals use miclaim's Claim API to file, track, and settle motor claims at scale — with cycle-time SLAs, dedicated CSM support, and per-vehicle analytics.
Manage 100-10,000 vehicles from one dashboard
Embed our AI in your app in 3 lines of code
A human account manager for every enterprise
Real-time claim ratio, cycle time & cost trend
Real claims. Real settlements. Real stories.
"I had a head-on collision on Pune-Mumbai expressway. Their tow arrived in 40 mins and the cashless claim was settled in 9 days. Honestly didn't expect this kind of service."
"I was earlier denied my claim because of a documentation gap. The team at myinsuranceclaim.in got it re-opened and approved within 3 weeks. Brilliant!"
"My car was completely written off. The claim manager handled RC transfer, salvage release, and IDV negotiation. I just signed papers. Felt premium and stress-free."
File a claim in 60 seconds.
Track in real time.
Get the mobile experience — instant accident reporting, AI photo damage estimator, push-notification status, and one-tap towing. Drop your email and we'll send you the link the day we launch.